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The Board of Trustees of the Employees Provident Fund Organisation (EPFO) Friday deferred a decision on paying a higher interest rate on provident fund deposits for the 2010-11 fiscal, but decided to invest in joint venture companies in which the government holds at least 26 percent stake, an official said.

A provident fund is a long-term investment scheme to safeguard the future of employees and create wealth in long term. let's understand the different types of provident funds.

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